TERMS OF USE

Intellectual Property

Mercury Network, LLC, together with its successors and assigns ("MN"), is the sole owner of all right, title and interest in and to the Freeappraisalreview.com web site (the "Site") and all related content (the "Content"), including the appraisal quality control services ("Services") and all related intellectual property, and all copyright rights, database rights, trademark rights, trade secret rights and other proprietary rights therein throughout the world (collectively, "Intellectual Property"). You ("User") may not otherwise use, modify, publish, broadcast, transmit, transfer or sell, rent, lease, reproduce, create derivative works from, distribute, circulate, disseminate, perform, link, display, or in any way exploit the Site, Services or Intellectual Property, in whole or in part, except with the prior written consent of MN.

Brands, company names, product names and logos on the Site are the trademarks, service marks, or trade names of MN, its clients or others. The use of any MN (or any other party on the web site) trademark, trade name, or service mark without MN's (or the appropriate owner's) express written consent is prohibited, except as described above.

Cancellation; Modifications

MN reserves the right at any time and from time to time to terminate or modify the Services, offer additional services or products or to offer products or services (including the Services) for a fee or on a subscription basis. MN further reserves the right for any reason, with or without cause, to terminate, cancel, restrict or otherwise modify your or any other individual user's access to or right to use the Site and/or Services. By accessing the Site and Services, you acknowledge and agree to the foregoing and waive any and all claims against MN that may arise as a result of such actions.

Links

The Site may contain links to other web sites or resources. MN does not endorse and is not responsible or liable in any way for any content, advertising, services or goods on or available from such web sites or resources. These independent sites have their own privacy and information collection practices. We have no responsibility or liability for these independent policies, and encourage User to review such sites' privacy policies to understand how they might collect and use personally identifiable information.

Paid Subscriptions

MN offers paid subscriptions to exclusive additional content which can be purchased by paying a monthly subscription fee (a "Paid Subscription"). When you register for a Paid Subscription online, you consent to get access to MN subscription only content immediately. Refunds will not, however, be provided if you have accessed MN subscription-only content at any time during the Refund Period.

Your payment to MN will automatically renew at the end of the subscription period, unless you cancel your Paid Subscription through your subscription page before the end of the current subscription period. The cancellation will take effect the day after the last day of the current subscription period. However, if you cancel your payment or Paid Subscription (1) after you have accessed MN during the Refund Period, or (2) after the Refund Period is over (where applicable), or (3) before the end of the current subscription period, we will not refund any subscription fees already paid to us.

If you wish to receive a full refund of all monies paid before the Refund Period is over, you must contact customer support.

MN may change the price for the Paid Subscriptions from time to time, and will communicate any price changes to you in advance and, if applicable, how to accept those changes. Price changes for Paid Subscriptions will take effect at the start of the next subscription period following the date of the price change. As permitted by local law, you accept the new price by continuing to use the MN service after the price change takes effect. If you do not agree with the price changes, you have the right to reject the change by unsubscribing from the MN service prior to the price change going into effect. Please therefore make sure you read any such notification of price changes carefully.

Privacy Statement

You have the right to understand how information about your visit to the Site is collected, used and retained.

We collect and use certain information about your visit to the Site to help improve the Site, for marketing or market research purposes, and to administer the Site. The information we collect about your visit may include the Internet Protocol (IP) address from which you access the Internet, the date, time and duration of your visit, the pages you viewed on the Site, and the Uniform Resource Locator (URL) from which you linked directly to the Site. We may collect, use and retain this information even if we collect no personally identifying information about you.

We may request personally identifiable information about you in order to operate the Site or to provide the services or carry out the transactions you request or authorize. The personal information collected may include your name, title, company or organization name, company or organization address, e-mail address, and telephone number. In conjunction with these uses, we may use personal information to improve your experience of the Site, to provide customer service, or to provide important information about the Site or the services or transactions you request or authorize. Additionally, we may use personal information to provide you information about the Mercury Network or about other Mercury Network products or services. If we need to contact you about technical or security issues related to a product or service you requested, you can't "opt out" of those e-mails, as they are essential to your use of the Site.

Except as provided in this Privacy Policy, personal information collected from the Site will not be shared beyond Mercury Network, LLC, its parent, affiliates or partners without your consent.

We engage other companies to perform tasks on our behalf, such as server hosting, optimization, and redundant archiving to ensure continuity of service. We only provide such other companies the information they need to perform those tasks. In cases where personal information resides offsite, it is subject to limited access, strict confidentiality terms, and/or is encrypted.

We will not disclose personal information except under limited circumstances. We may disclose personal information collected on the Site if we are required to do so by law, such as pursuant to a lawful summons or subpoena, or a request of an individual acting with appropriate legal authority. We may disclose personal information if we have a good faith belief that access, preservation or disclosure of such information is reasonably necessary to protect the rights, property, or safety of the Site, MN, its users, or the public.

If you create a Mercury Network account, you may change your personal information at any time by logging in to the User Management section of the site and clicking on the Users button. If you would like to review the personal information of yours that we have collected, you may find it at that link or you may contact us at privacy@mercuryvmp.com. We may ask you to prove your identity before we allow you to review personal information. We will delete some or all of your personal information at your request, but doing so may make certain features of the Site behave differently.

This Site uses cookies to customize your experience and to otherwise remember information about you so you don't have to supply it again. A cookie is a small data string that a web server writes onto your computer hard drive. Cookies are widely used by websites to customize your experience, improve the sites, and save you time. You control whether you allow cookies to be used. Most web browsers automatically accept cookies, but provide a setting that lets you refuse cookies. You may modify your browser to refuse cookies, but doing so may mean you can't fully experience interactive features of this Site and other websites.

When you have set your browser to issue "do not track" signals or otherwise use another mechanism to provide choice regarding whether to supply information to the Site, we do not override that setting or mechanism. You may choose to enable a "do not track" setting or mechanism and continue to visit the Site, but the Site may not function in the same way.

Neither Mercury Network, LLC nor its parent, affiliates, or subsidiaries warrant that your use of the Site will be confidential. Mercury Network, LLC and its parent, affiliates or subsidiaries disclaim any liability for harm to you or any other person arising from any alleged breach of confidentiality with respect to your use of the Site.

The Site is a general audience website that does not solicit nor knowingly collect information from children under 13.

We may update this Privacy Policy from time to time. Your use of the Site constitutes consent to this Privacy Policy and any updates to it.

We welcome your questions and comments regarding this Privacy Policy. You may contact us electronically at privacy@mercuryvmp.com or by U.S. Mail to 5885 Cumming Highway, Suite 108 Box 318, Sugar Hill, GA 30518.

Liability Limitation and Disclaimers

THIS SITE (AND SERVICES) IS PROVIDED ON AN "AS-IS" AND "WHERE-IS" BASIS. MN EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. MN DOES NOT REPRESENT OR WARRANT THAT (I) THE SITE WILL MEET YOUR EXPECTATIONS OR REQUIREMENTS, (II) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) ANY RESULTS OR CONTENT THAT MAY BE OBTAINED FROM THE USE OF THE SITE WILL BE ACCURATE, TIMELY, COMPLETE OR RELIABLE, AND (IV) ANY ERRORS WILL BE CORRECTED.

MN IS NOT RESPONSIBLE AND WILL HAVE NO LIABILITY FOR (I) HARDWARE, SOFTWARE, OTHER ITEMS OR ANY SERVICES PROVIDED BY ANY PERSONS OR ENTITIES OTHER THAN MN OR (II) THE FAILURES OF THE INTERNET OR ANY DATA OR TELECOMMUNICATIONS EQUIPMENT, SYSTEM OR NETWORK USED IN CONNECTION WITH THE SITE OR THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MN WILL NOT BE LIABLE UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY FOR (I) ANY SPECIAL, INCIDENTAL, INDIRECT, CONSEQUENTIAL OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE SITE OR SERVICES, EVEN IF MN HAS BEEN ADVISED OF SUCH DAMAGES OR THE POSSIBILITY OF SUCH DAMAGES; (II) THE COST OF PROCURING SUBSTITUTE GOODS, SERVICES, OR TECHNOLOGY; (III) PERSONAL INJURY, INCLUDING, WITHOUT LIMITATION, DEATH, CAUSED BY YOUR USE OR MISUSE OF THE SITE OR THE SERVICES; OR (IV) AGGREGATE LIABILITY IN EXCESS OF THE AMOUNT PAID BY USER FOR THE APPLICABLE SERVICES.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU ARE NOT PERMITTED TO USE OR VIEW THE SITE.